Mortgages and Debt Consolidation

Arigal Consulting offer you:

  • a FEE FREE mortgage consultation

  • access to 1,000s of mortgage products

  • access to some exclusive products not available on
    the high street


  • direct access to underwriters

Buying a home may well be one of your biggest financial commitments. It can also seem one of the most daunting. There are hundreds of lenders, and thousands of offers, to choose from. There are repayment, interest-only, endowment, pension-linked and ISA mortgages. These can have interest rates which are fixed, variable, capped, collared and capped, discounted, tracker or cash-back. With all this to compare and contrast, how can you be sure of making the right choice?

Most clients have a horror story or two to tell about the hassles they have had trying to arrange a mortgage or remortgage. It is all too easy to obtain an 'online agreement in principle' only to find that, after a nerve wracking two weeks wait, you are rejected when the underwriter realises the case has been presented incorrectly and asks for further information.

Arigal Consulting provides a bespoke service tailored towards your individual needs, the advice and recommendations being based on our research, which is representative of the whole market place and the vast experience of the mortgage advisers.

Our highly experienced and skilled mortgage specialists will take the time to get to know your circumstances, objectives and preferences. We use sophisticated I.T. systems to source products and our database of current mortgage offers is updated daily to find the most appropriate mortgage for you.

In our capacity as mortgage advisers, we deal with a large variety of clients. We are extremely well positioned to deal with the more unusual situations, which are outside normal lending criteria that require greater knowledge of the market than a normal broker might accumulate. We deal frequently with:

  • professional mortgages
  • graduate mortgages
  • large loans
  • guarantor mortgages
  • key worker schemes
  • foreign nationals
  • short-term visas
  • debt consolidation
  • shared ownership
  • limited company mortgages
  • high loan to value buy to lets *
  • income buy to lets *
  • offshore mortgages *
  • commercial mortgages *

We also deal with any other type of mortgage not listed here. If you have any specific questions or queries about your individual circumstances, especially if your requirements and situation are outside the normal lending criteria, please e-mail enquiries@arigalconsulting.co.uk or phone 020-7562-5865.

* These mortgages are not regulated by the Financial Services Authority

We may charge a fee of up to 1% of the loan on standard mortgages, typically this will be £500; or up to 2% of the loan for sub prime mortgages, typically this will be £1,000.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.